Holiday Let Mortgages

Looking for a Place in the Sun?


holiday let mortgages

Holiday Hideaway

Being based in Cornwall we know everything about Holiday Let Mortgages. Whether you’re buying a beach front apartment in Truro, a rental cottage in the Welsh mountains or a lakeside house in Scotland, the Mortgage Advice Center can help you with all your holiday hideaway dreams.

Here at the Mortgage Advice Center, we’ll help you get your foot firmly on the Holiday Let ladder, so that you can start investing in your future.

What to consider with a Holiday Let Mortgage

Our advisers will be able to find you the most suitable provider depending on your situation. Different lenders have varying criteria that depends on your personal income, deposit requirements and the way that they will assess the achieved income of the property .To be able to get the most out of the initial call with our advisers then you should get a projection of the proposed  Holiday Let rental income from a Holiday let agent for the low, mid and high season.  This will help our advisers work out how much of a mortgage you would be able to achieve.

Most lenders require at least a 25% deposit along with a minimum income of 25- 30 k. If you are self employed then you would also need 2 years accounts.

holiday let mortgages
holiday let mortgages

Are Holiday Let Mortgages different to Buy To Let?

Yes they are, there are specific Holiday let mortgages that have different criteria and in some instances they are assessed differently to BTL mortgages with some lenders. You are in some instances able to borrow more on a Holiday Let Mortgage because the projected  annual income of the property is often higher than a BTL. Because we are Holiday Let Specialists, we are able to find the right Holiday let mortgage for you and help guide you through the process.


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