WE COVER THE WHOLE OF THE MARKET
Looking for a Mortgage Broker in Cornwall?
FCA regulated, independent mortgage broker in Cornwall.
At the Mortgage Advice Center we have access to the whole of the UK mortgage market, ensuring we find you a mortgage product to suit your circumstances and budget. With so many mortgage deals out there it can be very difficult to find the most suitable. Online mortgage calculators and comparison sites can give you a general idea of an appropriate home loan but to hammer out the finer details including early repayment charges, mortgage insurance and other fees, you are better off speaking to a professional.
All of our mortgage broker in Cornwall are fully qualified to offer complete mortgage advice on all kinds of products whether you’re looking for a residential mortgage, a commercial mortgage, a HMO, Buy to Let, or even if you have adverse credit. Get in touch today to find out how we can help you.
Residential Mortgages
All of our advisers are fully qualified to offer complete mortgage advice, they are also fully qualified independent financial advisers so this means that they can look at your situation as a whole to ensure that they give best advice. Not only are we good at finding the best rates but we are experienced in looking at the most complex cases if required, cases where they may not be accepted by high street lenders. They also have the knowledge of which lenders are suitable for which applicants. Our advisers act on your behalf, they do not act on the behalf of the lenders. We represent you to make sure that your mortgage experience is managed in the most efficient way and our objective is to ensure that we get you the most suitable mortgage from across the whole of the mortgage market.
Need a Commercial Mortgage
Our commercial team will be able to offer you a free assessment and will advise you on how best to obtain a commercial mortgage. We have access to all of the high street lenders that we will always consider first, from there we look at niche lenders who may be able to offer you something extra. We will be able to help you assess the business that you are purchasing and will be able to present your mortgage in the most suitable manner to the lenders. No more shopping around on your part, we do this for you but will know which lenders to approach from our expertise and how to approach them.
Self Build Mortgage
If you are looking to build your own property then we can help you find the required funding for this. We will be able to offer advice and let you know how much funding you are able to obtain so that you can build your own home. Self build mortgages are for residential purposes only. A lender will lend the money so that you can build your own property. After the property is built, generally you would re-mortgage onto a normal residential mortgage. Again we are whole of market so we will be able to help you find the most suitable self build mortgage.
Buy to Let Mortgage
If you’re thinking about a Buy to Let Mortgage, or a Holiday Let, you’re in the right place. We have extensive knowledge to help guide you through the process. We can help you understand rental yield, income tax, portfolio landlords, and holiday let mortgages. Talk to us today to find the right mortgage for the right Buy to Let property.